It’s open season for health insurance selection at my job, and I got this awesome blurb in an e-mail today:
Although you may be taking a prescription that prevents a condition (e.g., heart attack), the drug is not considered a “Preventive Drug” unless it is on the Preventive Drug List.
That is just awesome that you could be taking a drug to prevent a heart attack and it would not be considered a “Preventive Drug”, and therefore would not be covered until you met your (astronomically high) deductible! Good job Health Insurance Company X!